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Please remember that all investments carry some level of risk, including the potential loss of principal invested. They do not typically grow at an even rate of return and may experience negative growth. As with any type of portfolio structuring, attempting to reduce risk and increase return could, at certain times, unintentionally reduce returns.

These results are based on simulated performance results, also known as paper trading, that have certain inherent limitations. Unlike the results shown in an actual performance record, these results do not represent actual trading. They do not take into account transaction fees, slippage, and taxes. Also, because these trades have not actually been executed, these results may have under- or over-compensated for the impact, if any, of certain market factors, such as lack of liquidity. No representation is being made that any individual will or is likely to achieve profits or losses similar to these being shown.